Plenty of investors do their homework before they buy: they read the financials, study the industry, and wait for an entry point. Once they own the stock, the routine shrinks to opening an app every day to see whether it is red or green. The day it breaks the stop-loss you promised yourself, you happen to be in a meeting. A headline gets hot and you chase it with one more buy. Someone on a forum posts bad news, and after half an hour of digging you realize the article is two years old.
Retail investors often fail to make money not because they picked the wrong stock, but because nobody tends the position after they buy. That is the part Stock Helper handles. Before the market opens on every trading day, it turns your holdings and watchlist into a morning briefing. During the session it keeps an eye on your stop-loss lines. When you have a question, you ask it directly in Telegram. It never places orders and never touches your money. What it does is finish the homework that comes after you buy, every single day.
30-Second Overview
| What you want to know | Key points |
|---|---|
| What it is | An AI investment analysis assistant that works through a dedicated Telegram bot; built mainly for TWSE/TPEx listed Taiwan stocks |
| What it does each day | Sends a morning briefing before the open on trading days (08:30 by default); checks your holdings at 10:00, 11:00, 12:00, and 13:00; answers your questions any time |
| How it helps you lose less | Alerts you when a stock hits a stop-loss price you gave it, falls 5% in a day, or breaks the previous session's low while down 3% or more |
| Can you trust the analysis | Technicals, news, and sentiment, plus market context; every fact is sourced, and anything it can't find is marked "not found" |
| Brokerage account needed? | No. It doesn't connect to your broker, place orders, or manage money for you |
| Cost | NT$4,500/month, no contract, AI costs included; free trial available |
Why Do You Still Lose Money on the Right Stock?
Think back to your most painful losses. Most of them probably weren't "bought the wrong thing from the start." They were more like these:
- No stop-loss: You decided where you'd get out, but when the price got there you were busy, or you couldn't let go. By the time you noticed, an 8% loss had become 25%.
- Chasing: The news was everywhere, every group chat was talking about it, and fear of missing out put you in at the hottest point.
- Only watching red and green: You know how much it moved today, but not why, and not how far it is from your cost.
- Led by stale or wrong information: One recycled old article or one miscalculated number, and you make the opposite decision.
- Forgetting your own plan: When you bought, you said "swing trade, hold three months, exit below the 60-day moving average." Two weeks later all you remember is "it's down a lot."
The math of losses is brutal: a 20% loss needs a 25% gain to break even, and a 50% loss needs a 100% gain. Avoiding one big loss often does as much for your year as catching one more strong stock. These problems share one thing: it's not that you don't know better. It's that no one is watching while you're busy.
Five Levers That Help You Make Money
Stock Helper breaks those gaps into five things that need doing every day, and does them for you.
1. Lose less: it watches your stop-loss lines during the session
On every trading day it checks your holdings once each at 10:00, 11:00, 12:00, and 13:00. If a stock hits a stop-loss price or level you told it about, falls 5% on the day, or breaks the previous session's low while down 3%, it sends you an alert with the current price, the trigger, your cost and current unrealized loss, and whether your original stop-loss plan has been reached. If nothing triggers, it stays quiet instead of pinging you all day. To learn how to set stop-loss lines and read alerts, see Stop-Loss Discipline: How Intraday Alerts Warn You Before Losses Grow.
2. Don't miss out: your watchlist reminds you what you were waiting for
Stocks you haven't bought yet go on your watchlist (up to 10), each with a one-line reason for watching, such as "wait for a pullback to 290." Every morning briefing lists their close and change and brings back the reason you wrote, so you won't happen to forget on the day a good price shows up. Stocks you've asked about in chat are tracked in the briefing too, even if they aren't on either list. To turn a gut feeling into a concrete price, see Don't Chase: RSI Zones and Support/Resistance Turn Feelings Into Prices.
3. Make better calls: three lenses plus market context, with a source for every statement
When it analyzes a stock, it always looks at technicals (moving averages, support and resistance, volume, RSI), news (headlines, monthly revenue, earnings calls, institutional buying and selling), and sentiment (whether the market is overheated or panicking). When a stock moves more than 5% in a day, it first checks how the broader market and the previous session performed, so catch-up selling isn't mistaken for company-specific bad news. Every fact is sourced, anything it can't find is marked "not found," and inferences start with "In my judgment" so they stay separate from facts. For the method, see Analysis Method: Three Lenses Plus Market Context. For its data discipline, see Every Statement Has a Source. For how one headline ripples through an entire sector, see Sector Linkages and Concentration Risk.
4. Stay disciplined: it remembers your cost, your stop-loss, and its last conclusion
The average cost on your holdings list is the baseline for its daily P&L, and the numbers are always calculated by code, never estimated in its head. Stop-loss prices you mention are remembered and become intraday alert conditions. After every analysis it records the conclusion and key price levels, and when its conclusion changes it says so plainly: "On [date] I suggested X; this time I'm changing to Y because of Z." After the close on the next trading day, it also checks its own calls against the TWSE closing price. For details, see It Remembers What It Said: Investment Notes, Trade Logs, and Checking Its Own Calls.
5. Save time: a few minutes a day for one briefing
The morning briefing follows a fixed order: the four major U.S. indexes from last night, the TAIEX futures night session, the Taiwan market, your holdings with P&L and RSI, your watchlist, news, market sentiment, today's action notes, and risk reminders. It only digs up news for holdings that moved more than 3% in the previous session or are sitting on an unrealized loss of more than 15%. If none of them moved, it writes one line, "No notable moves in your holdings yesterday," so you no longer have to comb through headlines stock by stock. To read it in the five minutes before the open, see Read Your Morning Briefing in 5 Minutes Before the Open: U.S. Stocks, the SOX, the Night Session, and Your Holdings.
A Day in the Life of an Investor With a Day Job
The following scenario is illustrative; the tickers and prices are made up. Jeff is an engineer who holds six Taiwan stocks, swing trades, and has almost no time to watch the market during the day. Stock A is one of his thermal-management holdings, with a cost of 192. Last week he told Stock Helper in Telegram: "If Stock A breaks 180, I'm cutting it."
- 08:30, on the subway. The morning briefing arrives: the Philadelphia Semiconductor Index fell last night and the TAIEX futures night session closed lower, pointing to a cautious open. In the holdings section, Stock A closed at 184 in the previous session, down 3.4%; his P&L is -4.2%, and RSI 41 puts it in the low zone. On the watchlist, Stock B closed at 296, next to the note he wrote three weeks ago: "wait for a pullback to 290." Because Stock A fell more than 3% the day before, the briefing attaches its candlestick chart, the news section pulls two sourced articles on it, and today's action notes give Stock A a category and key price levels. He finishes reading in under five minutes and decides to leave Stock B alone for today.
- 11:00, in a meeting. An intraday alert pops up: Stock A is at 178.5, down 3% on the day, triggered by breaking the 180 stop-loss he mentioned. The message includes the data source and timestamp, RSI (noting which day's daily value it is), his cost of 192 and current unrealized loss of -7.0%, plus one line of judgment: his original stop-loss plan has been reached. It also notes that this is an intraday price and may still change before the close.
- 12:30, lunch break. He asks in Telegram: "Take a look at Stock A for me. Why is it down today? What about the other thermal-management stocks?" It replies with a full analysis in which every item across technicals, news, and sentiment is sourced, anything it couldn't find is marked "not found," and a three-month candlestick chart is attached. Then it compares several stocks in the same sector. After reading it, Jeff sticks to his plan and places an order in his broker app to sell one lot.
- 14:00, after the close. He sends one line: "Sold one lot of Stock A at 178." It replies that the trade is recorded and his holdings list will update automatically within about 10 minutes. Tomorrow morning's briefing will do the math using the updated holdings.
All day, Jeff never opened a trading app to watch prices, yet his stop-loss was executed, his watchlist didn't slip, and he knew why the stock was falling before he placed the order. That's how it helps you make money: not by handing you one more hot tip, but by helping you make fewer expensive mistakes.
Who It's For
It fits people like this best: you have a day job and can't watch the market all day; you hold 3 to 10 Taiwan stocks and swing trade or invest for the medium to long term; you know basic terms like moving averages, stop-losses, and institutional investors, but don't have time to pull everything together yourself every day. Your holdings list and watchlist each take up to 10 stocks, and you can link multiple Telegram accounts so family members receive the same holdings tracking.
One thing to be clear about up front: what it gives you is analysis for reference, not buy or sell orders. It will give clear conclusions and price levels, but it doesn't guarantee profits, doesn't encourage going all-in or using heavy leverage, and won't force an analysis when the data isn't there. Whether to place an order, and how much, is still your call.
How to Get Started
- Start with the free trial. Apply on the free trial page. The trial is a shared preview used by multiple trial members: on every trading day (Monday through Friday) at 08:30 you get a general market briefing covering U.S. stocks, the night session, the Taiwan market, top news, and stocks to watch today. You can also ask questions in Telegram, and the analysis quality is the same as the full version. Personal holdings tracking, P&L calculations, and intraday stop-loss alerts require a paid subscription.
- Subscribe if it's useful. NT$4,500/month, no contract; cancellation takes effect at the next billing period. AI costs are included in the monthly fee, so you don't need to sign up or pay for any AI service and you won't get a second bill. For plan details, see the service page or Pricing.
- Fill in your settings. In the dashboard, enter your holdings and average costs, your watchlist and reasons for watching, your risk profile, your focus and preferences, and your delivery time, then link Telegram. For how to fill in each field to your advantage, see the Stock Helper setup guide.
FAQ
Q: Do I need to provide my brokerage account or password?
No. It doesn't connect to your broker, place orders, or manage money for you, and it never touches your funds. Just enter your stock codes, share counts, and average costs in the dashboard, and it can calculate your P&L every day.
Q: Will it tell me directly whether to buy or sell?
If you ask "Should I buy or sell Stock A?", it gives a clear conclusion (such as hold, trim, or wait), along with a watch-to-buy price, support, resistance, a stop-loss, and a take-profit watch level, plus the conditions under which that call would be wrong. These are for reference, not investment instructions; the final decision and the order are in your hands.
Q: What's the difference between the trial and the full version?
The trial is a general market briefing shared by multiple users; you can ask questions and the analysis quality is the same. Only the full version gives you a personalized briefing based on your holdings, P&L tracking, and intraday stop-loss alerts.
Q: Does it only cover Taiwan stocks?
It mainly supports TWSE/TPEx listed stocks. You can also ask about U.S. stock indexes, macro topics (for example, what rising U.S. Treasury yields affect), and sector comparisons.
Further Reading
- Stock Helper Setup: Accurate Costs and Clear Stop-Losses
- Watching the Market Yourself vs. Stock Helper: The Habits That Cost Retail Investors Most
- Is NT$4,500 a Month Worth It? Do the Math With "One Loss Avoided" and Time
- Stock Helper Pre-Purchase FAQ
- Stock Helper FAQ for Current Users
Stock Helper is not an investment advisory service. AI analysis is for reference only and does not constitute investment advice. Investing involves risk; make your own decisions.
