Before you subscribe, what you most want to know probably isn't what technology it uses. It's this: can it help me lose less? Is it a good fit for someone like me who has no time to watch the market during the day? How much does it cost, and can I try it first? This article collects the 12 questions people ask most before subscribing, in three groups: how it helps, whether it fits you, and fees, trial and accounts.
If you're already using it and have questions about linking or notification settings, see the FAQ for current users.
30-second overview
| Question | Short answer |
|---|---|
| Can it guarantee profits? | No. It helps you make fewer money-losing mistakes, not miss what matters, and stick to your discipline |
| Who it suits | People with a day job, 3–10 holdings and a swing-trading style who have a stop-loss habit or want to build one |
| Price | NT$4,500 per month, no contract, AI costs included |
| Can I try it first? | Yes. The free trial version sends a general market morning briefing every trading day |
| Do I need a brokerage account? | No. It doesn't place trades or touch your money |
| Holdings limit | 10 holdings, plus a separate watchlist of 10 |
How it helps
Q: Can it help me make money?
Honestly, it doesn't guarantee returns, and no tool can. What it can do is protect your wallet in three ways:
- Fewer money-losing mistakes: holding and hoping instead of cutting losses, buying only after a big rally, mistaking a market-wide catch-up drop for a company problem, and trusting tips from unknown sources. It alerts you during the session based on the stop-loss prices you've named, uses RSI zones to warn you off chasing, checks the broader market context before judging causes, and sources every fact.
- Not missing what matters: when a holding's daily drop widens, it breaks below the previous day's low, or it hits a level you've set, you get an alert during the session. When a holding makes a big move or sits on a deep unrealized loss, the morning briefing runs a separate news check.
- Sticking to your discipline: it remembers your cost, your stop-loss prices and its own last conclusion, and always explains why when it changes its view.
These may sound like small things, but the math of losses is brutal: a 20% loss needs a 25% gain to break even, and a 50% loss needs 100%. Avoid getting stuck deep underwater once, and you skip a long climb back. In the end, whether to buy, whether to sell and how much to invest are all your decisions. The five most common money-losing habits are covered in full in Watching Stocks Yourself vs Stock Helper.
Q: What will I get each day?
A personalized morning briefing on Telegram every trading day. It arrives at 08:30 by default, you can switch to another time slot, and none is sent on holidays. In order, it covers:
- The four major US indexes overnight (S&P 500, Nasdaq, Dow Jones and the Philadelphia Semiconductor Index) and the TAIEX futures night session, which is a key leading indicator for today's opening direction
- The broader market's close on the previous trading day, and whether it leans bullish, bearish or range-bound
- One line per holding: close, change %, your P&L % and RSI signal; for your watchlist, it revisits the reason you originally wrote down
- Key news for holdings with notable moves (up or down more than ±3% on the previous trading day, or an unrealized loss of more than 15%), each item with a source
- Market sentiment, today's action reference (hold, trim, wait and see, or don't chase, with key price levels), and specific risk warnings
Because the Taiwan market hasn't opened yet at 08:30, every Taiwan stock figure in the briefing is the previous trading day's close. Pre-open auction indicative prices come from orders that can be canceled at any time and aren't trade prices, so the briefing never uses them and never changes a stop-loss or take-profit call because of them.
Holdings that moved more than ±2% come with a candlestick chart. During the session it checks once each at 10:00, 11:00, 12:00 and 13:00 Taipei time, and only alerts you when a stock is down -5% on the day, falls below the previous trading day's low while down -3% or more, or hits a stop-loss price you've named. If nothing happens, it stays quiet. Any other time, just send a message on Telegram: you can ask about individual stocks, sector comparisons, the broader market and macro topics.
If you've just subscribed and haven't entered any holdings yet, that's fine. When your lists are empty, the briefing switches to a "macro and market briefing" covering US stocks, the night session, the broader market, 3–5 of the most relevant financial headlines, and how US markets link to Taiwan's electronics heavyweights, memory and the AI supply chain, with a reminder to set up your holdings in the dashboard.
Q: Will it tell me whether to buy or sell?
It gives you a direction, but that's analysis for reference, not investment advice. Ask "Should I buy or sell Stock A?" and it runs a full analysis and assigns an action reference category: buy, small test position, hold, trim, stop out, don't chase, or wait and see. It also includes a buy zone to watch, a support zone, a resistance zone, a stop-loss level and a take-profit watch level.
It also spells out the biggest risk, the conditions under which the call would no longer hold, and the factors that are still uncertain. If this conclusion differs from the last one, it says what it said before and why it's changing. With the price levels and conditions laid out in front of you, whether to act, and how much, is your decision.
One distinction matters: it analyzes the stocks you hold, watch or ask about, and gives you reasoning and price levels. It doesn't hand out hot tips about what will go up tomorrow.
Is it right for me?
Q: What kind of investor is it for?
The typical user looks like this:
- Has a day job and can't watch the market all day
- Holds 3–10 stocks, too many to keep up with alone every day
- Swing trades, holding positions for a few weeks to a few months
- Has a stop-loss habit, or knows they should build one but keeps falling short
Knowing the basic terms (moving averages, stop-losses, institutional investors) is enough; you don't need to be a professional trader. After subscribing, set your risk profile (conservative, balanced or aggressive) and focus areas in the dashboard, for example "I prefer swing trading, and I'd like the briefing to flag single-day moves over 3% and RSI entering the overheated zone," and the analysis will adjust to your style.
A quick self-check: think of each stock you hold and the last thing about it that made you go "huh." The ones you can't come up with are the ones you aren't really watching, and that's where it can help most.
Q: Who is it not a good fit for?
If you only hold index ETFs for the long term and rarely look at short-term changes, have just one or two stocks you can easily follow yourself, or want someone to hand you hot tips, the daily briefing won't do much for you.
Q: Does it cover TPEx-listed stocks and ETFs?
Yes. It supports both TWSE- and TPEx-listed Taiwan stocks, and you can add ETFs to your lists or ask about them directly. It also flags a few things specific to ETFs: market-cap-weighted ETFs (such as 0050) carry a very heavy TSMC weighting, so they move with the semiconductor cycle; high-dividend ETFs see dividend-chasing and post-dividend selling around ex-dividend season (roughly July to October); and leveraged ETFs (2x) track twice the daily return, so they decay when held long term, with conservative investors getting a specific warning.
For the US market, you can ask about indexes, macro topics and sectors, such as "What will rising US Treasury yields affect?", but holdings tracking focuses on Taiwan stocks.
Q: Can my family use it too?
You can link multiple Telegram accounts. The most common setup is you and your family sharing the same holdings tracking, for example a couple managing one portfolio together. Note that it's the same one: there's a single holdings list of up to 10 stocks, not a separate set for each person.
Fees, trial and accounts
Q: Can I try it first?
Yes, just request a free trial. What you get is the trial version: it's shared by multiple trial members and sends a general market morning briefing at 08:30 every trading day (Monday to Friday), covering US stocks, the night session, the broader market, top news and stocks to watch today. You can also ask questions on Telegram, with the same analysis quality as the full version. During the trial, pick a stock you own and send "Take a look at XXX for me," then see whether the conclusion, price levels, risk warnings and sources it gives you are what you need to make decisions.
The trial version doesn't include personal holdings tracking. The personalized morning briefing (with P&L calculated from your cost), P&L tracking and intraday stop-loss alerts require a paid subscription; plan details are on the service page.
Q: Are AI costs billed separately?
No. Multiple AI engines work together behind the scenes, and all of it is covered by the NT$4,500 monthly fee. you don't need to sign up or pay for any AI service, and there's never a second bill.
Q: Do I need to provide my brokerage account?
No. It doesn't connect to your broker, doesn't place trades, doesn't manage money for you and never touches your money. You enter your holdings yourself in the dashboard: ticker, number of shares and average cost. After that, when you trade, tell it on Telegram about a filled trade, such as "Added one lot of Stock A at 131," and your holdings list updates automatically in about 10 minutes. Your holdings data is used only in your own conversations and never shared.
Q: How many stocks can I track?
Up to 10 in your holdings list, plus up to 10 more in your watchlist (stocks you haven't bought yet but want to follow). Stocks you've asked about in conversation are also tracked in the morning briefing even if they aren't on either list, marked "You asked about this earlier." If you hold more than 10, we suggest putting the largest positions, the ones where stop-losses matter most, on your holdings list.
Q: Can I cancel anytime?
Yes. Billing is monthly with no contract, and cancellation takes effect at the next billing cycle. If you're still on the fence, try it for three months and see whether there was a time when, because of it, you lost less, didn't chase, or noticed something early, then decide whether to continue. For how to work out whether it's worth it, see Is Stock Helper worth NT$4,500? The math of one avoided loss.
Further reading
- Stock Helper overview: how it helps you lose less, miss less and stay disciplined
- Watching Stocks Yourself vs Stock Helper: 5 costly habits
- Is Stock Helper worth NT$4,500? The math of one avoided loss
- Setup guide: enter your costs and watchlist reasons so the briefing can run the numbers for you
- Read the morning briefing in 5 minutes before the open: US stocks, the SOX, the night session and your holdings
Stock Helper is not a licensed investment advisory service. Its AI analysis is for reference only and does not constitute investment advice of any kind. Investing involves risk; the decisions are yours to make.
